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Raise Private Student Loans

Raise Private Student Loans


Raise Loans provides private student loans for undergraduate and graduate students. Raise loans are made by Cognition Lending Corporation, formerly known as First Marblehead.


  • No fees
  • 0.25% interest rate reduction for automatic payments
  • Short repayment terms of 5-10 years

Raise private student loans offer variable interest rates of 4.95% to 15.35% with a 16% cap. There are no application, origination or disbursement fees.

Interest rates are reduced by 0.25 percentage points for borrowers who make automatic payments during the in-school period.

In-school payment options include immediate repayment and interest-only payments. Repayment terms include 5, 7 and 10 years.

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