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iHELP Private Student Loans

iHELP Private Student Loans


Student Loan Finance Corporation (SLFC) provides iHELP private student loans for undergraduate and graduate students through community banks.


  • Competitive variable interest rates with no fees
  • Cosigner release option
  • Multiple in-school payment options

Cumulative loan limits are $100,000 for undergraduate students and $150,000 for graduate students. Interest rates are reduced by 0.30 percentage points for borrowers who make the first 24 payments on time.

The iHELP private student loans offer variable interest rates of 3.56% to 9.63% with no fees. iHELP also offers a private consolidation loan with fixed interest rates.

In-school payment options include immediate repayment, interest-only repayment and full deferment. The repayment term is 20 years. Cosigner release is available after 24 months of consecutive, full, on-time monthly payments.

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