St. Mary's College of Maryland
Saint Marys City, MD, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$21,025
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$9,899
$30k - $48k
$11,538
$48k - $75k
$16,867
$75k - $110k
$19,224
$110k+
$25,186
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$14,806
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$30,568
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$13,202
Books and Supplies
$800
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: finaid@smcm.edu

Aid & Grants

0
100
33%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
20%
Average Aid Per Year
$8,414
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
20%
Average Federal Grant Aid Per Year
$4,373
Average Institution Grant Aid Per Year
$6,382
Students receiving state aid
23%
Average State Grant Aid Per Year
$4,254
Students receiving federal aid
20%
Average Federal Grant Aid Per Year
$4,373
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
$8,429,047
Total Non-Need-Based Scholarships/Grants
$1,783,695

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
79%
Average Loan Amount Per Year
$6,194
Students receiving federal loans
79%
Average Federal Loans Per Year
$5,513
Average Other Loans Per Year
$12,351
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$16,750
Loan Default Rate
2%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$218

What Students Are Saying

3.94 Average Rating
At St. Mary's you get the benefits of a private college, for the cost of a public one. Because St. Mary's is a state school, tuition is low for in-state residents, but with all the perks of a small liberal arts school. There are endless amazing opportunities available- for example, students who study abroad in the fall have the airfare paid by the school, which is an incredible value. There are a lot of resources available to students, and you still get individualized attention from faculty and administrators.
Rachel from Marriottsville, MD
College is expensive. Everyone knows that, but St.Mary's gives you an education worth every penny you or your parents spend... and then some! I am actually paying for college, and I never feel any regret or shade of doubt when I have to write a check for tuition, because I know I am going to get my money's worth. Teachers here are very fair, and they ask the students their opinions on subject matter and homework load. Classes go beyond the textbook, too. There are many study abroad opportunities, internship opportunities, and classes get related to each other and life past college. There are also many facilities that are included with tuition: a gym, the library,all the library amenities, various labs, research materials, and much more!
Sabryna from Owings, MD
St. Mary's is one of the more expensive public schools, but it's also an entire school-wide honors program. Out-of-state tuition may be a bit much, but I can't speak for them-- as an in-state student, I find the prices reasonable and the accessibility of aid unbelievably high.
Anonymous from Ellicott City, MD
Though St. Mary's is a little more expensive than some other schools, it is impossible not to learn and enjoy each and every day. There is always something to do either on the water, with the numerous clubs, or within campus buildings. The campus and surrounding area are also beautiful--very conducive for outdoor studying.
Mallory from Callaway, MD
Being a public school, the cost of attending St.Maryâ??s is similar to the other public school in Maryland. The idea of the school being a public honors college is often mentioned during admissions. This basically means that you get a small private school for the cost of a public school. The location of the school is unique, but outside of that the school is what you make it. If you hate the experience of a small school, or you just donâ??t like the campus, the cost wonâ??t be worth it.
Aryana from Montgomery Village, MD
I'm not going to lie, St. Mary's is expensive. Not as expensive as a lot of schools, but still, my parents have had to make financial adjustments. But is it worth it? Absolutely. St. Mary's faculty are warm and understanding. You won't be in a class of 300 like at UMD. You will be an actual person here, instead of just being another body in a lecture hall. Like I said before, the atmosphere is fantastic. The surroundings are beautiful. The classes are challenging.
Colleen from Bel Air, MD
Its a public, liberal arts, honors college and with a reputation of being in the top 20 for education overall, this school is cheap in comparison to the private school people try to attend for the same education and experience.
Marche from Laurel, MD
St. Mary's is a public school which allows you to get in-state tuition if you live in Maryland. It is a relatively cheap school that has an excellent academic program and is always striving to better itself so that the students may profit.

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