The University of Tennessee-Chattanooga
Chattanooga, TN, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$14,892
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$9,257
$30k - $48k
$10,465
$48k - $75k
$15,855
$75k - $110k
$16,777
$110k+
$17,068
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$8,664
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$24,782
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$9,500
Books and Supplies
$1,400
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: [email protected]

Aid & Grants

0
100
67%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
33%
Average Aid Per Year
$7,299
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
33%
Average Federal Grant Aid Per Year
$4,564
Average Institution Grant Aid Per Year
$3,740
Students receiving state aid
88%
Average State Grant Aid Per Year
$4,211
Students receiving federal aid
31%
Average Federal Grant Aid Per Year
$4,564
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
$3,629,670
Total Non-Need-Based Scholarships/Grants
$12,437,118

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
94%
Average Loan Amount Per Year
$3,072
Students receiving federal loans
94%
Average Federal Loans Per Year
$2,703
Average Other Loans Per Year
$8,793
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$12,500
Loan Default Rate
6%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$219

What Students Are Saying

3.84 Average Rating
After not being able to afford the University of Tennessee at Knoxville because of the cost of tuition, I came to UTC. I could not have made a better choice. Everything is less expensive. Not only is it less expensive but you get more for your money. A smaller campus means more individual attention from professors if you need it. The 'dorms' aren't the typical dorms. All of them feature two bedrooms, a bathroom (with 2 sinks) a full kitchen, living room and storage space. They come furnished with all kitchen appliances (stove top, microwave, refrigerator, sink and toaster oven), 2 beds, 2 desks, 2 dressers and 2 closets in each room, a kitchen table with 4 chairs, a couch and a chair for the living room. Each room has Internet and cable. The brand new gym is free anytime you want to go-it has all machines, basketball courts, rock climbing wall, etc. The campus if full of life everywhere you go and the little expense it costs is worth the price.
Brittany from Signal Mountain, TN
The price is definitely worth the education you receive. This campus is the up-and-coming UT campus, and many renovations are being done to bring this school to its full potential. New buildings and state of the art facilities are being added including a renovated Grote Hall and a new recreation center. The professors at UTC really care about their students so you are guaranteed a great education for an in-state price.
Nashville
The cost is very expensive, but I strive to do good in my classes so that I can get scholarships and financial aid to help me further my career. I want to join a fraternity, but I realize that my grades come first, so I study hard. I guess when it really comes down to it, this school is worth the cost.
Marquef from Clarksville, TN
In my opinon, you really do get what you pay for. UTC is a midsized campus, with plenty of options of majors to learn from as well as activities to keep you entertained each year you attend.
Kaila from Antioch, TN
Although college can get expensive, I feel that I have chosen a great place to resume my education. With it being a smaller school, I feel like not only is it less money than a major university, but you can get more one-on-one time with your professors which makes your money worth while.
Mary from Knoxville, TN
College is expensive no matter which way you slice it. Fortunately, UTC helps students and parents make things realistically affordable.
Valeria from Maryville, TN
It is not very expensive to attend UTC. Close to all activities are free because it is included in your tuition. There is a free state of the art workout facility and all athletic events are free as well.
Jasmine from Memphis, TN
I would definitely say UTC is more than worth the money! It is a great school where most of the teachers honestly care about their students. You cannot find that at every school!
Megan from Huntingdon, TN
UTC offers so much for such an affordable price. The Financial Aid office is really helpful and provides you with a lot of different scholarships to apply for.
Jonathan from Hendersonville, TN

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