University of Massachusetts-Amherst
Amherst, MA, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
Calculate your net cost
Average Net Price By Family Income
Average Amount
< $30k
$30k - $48k
$48k - $75k
$75k - $110k
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
Books and Supplies
Tuition Payment Plan
Financial Aid: visit page
Financial Aid Email: [email protected]

Aid & Grants

Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
Average Aid Per Year
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
Average Federal Grant Aid Per Year
Average Institution Grant Aid Per Year
Students receiving state aid
Average State Grant Aid Per Year
Students receiving federal aid
Average Federal Grant Aid Per Year
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
Total Non-Need-Based Scholarships/Grants

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
Average Loan Amount Per Year
Students receiving federal loans
Average Federal Loans Per Year
Average Other Loans Per Year
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
Loan Default Rate
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.

What Students Are Saying

4.12 Average Rating
For a great undergraduate education you don't need to spend tons of money, especially if you are planing to continue you education after undergrad. UMass Amherst has understanding professors, knowledgeable teaching assistants, award winning dining, and a campus designed to fit anyone's personality.
Naja from Millville, MA
Most of the dorms are surprisingly nice, and if you don't have too much more than the essentials, there's plenty of space. The food is decent, plus you get meal exchanges that you can use at most of the restaurants on campus. One hidden gem at UMass: the Newman Center Cafe. They have very good cheap food, and they serve it up very fast. Another excellent thing about UMass is that almost anyplace you need to go, you can take a bus - and they're all free.
Samantha from Springfield, MA
With the consortium, you can choose to enroll in courses at any of the five colleges within the surrounding area--Amherst College, UMass Amherst, Hampshire College, Mount Holyoke College and Smith College--all while paying the UMass Amherst tuition (much lower than the rest). The cost of the university is impeccable in comparison to its reputation as one of the nation's most leading research facilities. The dorm rooms are very large and the food is great! Definitely worth the cost.
Ashley from West Yarmouth, MA
One of the main reasons I came here was because of their veterinary program-UMass is one of the only schools in this area that actually has a pre-vet program/major. Even as a freshman I'm getting hands on experience already, such as taking vitals, looking for parasites, taking ultrasounds, and drawing blood. Also, working here will give me a huge step up on other students applying to vet schools, because while most people have experience with small animals (cats, dogs, etc.), UMass is giving me experience with large animals (cows, alpacas, horses, goats). In addition, everyone in this program is very helpful and gives a lot of advice, especially when it comes to looking for internships.
Also, there are a lot of great groups here to join that aren't available at smaller schools, like Goat Group, Ski and Board Club, Rock Climbing, Outdoor Club, and others. And there are brand new, multi-million dollar buildings that are beautiful and just amazing, such as the new gym (top of the art facility, with an indoor track and three levels of machinery), and the new science building (with lots of new computers and resource centers!). It's just amazing.
Jessica from Rowley, MA
Because UMass is funded by the state, the tuition for those that live in Massachusetts is fantastic when compared to the education you receive. It can be a bit pricey for out-of-state students, but not as much as any of the Ivy League or big-name universities. Plus, freshmen are guaranteed housing and I have always been satisfied with the food at the dining halls.
Caitlin from Marstons Mills, MA
I'm here on scholarship and financial aid, not paying a thing. This was the main reason I came here. It is a good school for most majors, and a GREAT school for some (management and engineering are the two I can think of right now) so if you can stand being around a lot of people who make a lot of noise definitely come check it out.
Sarah from Mansfield, MA
UMass is really helpful with financial aid and has great food that you normally wouldn't expect on a college campus. There are six different residence areas, and UMass even helps with nearby off campus housing if preferred.
Skylar from Roxbury, MA
For in-state residents this place is almost a steal, especially for nursing, business, and engineering majors. The reputation of the nursing and business programs are so well-known, that it virtually eliminates the supposed stigma of attending a public university. Also, engineering students here are just honestly worked so hard and pushed so far, that it cannot help but give them an edge.
Stephani from Mendon, MA
Tuition keeps raising just like every other school, but it is more reasonable than other schools and offers incredible opportunities and resources.
Julia from Westlake Village, CA
This school is very inexpensive, especially if you currently live in Massachusetts, and the education you will receive is greatly outweighs the cost. In today's economic world, the ability to graduate without large amounts of student loans is priceless, especially if you are planning on continuing on to grad school.
Annelise from Marshfield, MA

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