University of Massachusetts-Lowell

Lowell, MA, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$19,322
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$11,524
$30k - $48k
$12,675
$48k - $75k
$16,335
$75k - $110k
$20,764
$110k+
$24,913
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$15,180
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$32,827
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$12,748
Books and Supplies
$1,200
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: thesolutioncenter@uml.edu

Aid & Grants

0
100
89%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
26%
Average Aid Per Year
$9,817
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
26%
Average Federal Grant Aid Per Year
$4,794
Average Institution Grant Aid Per Year
$7,506
Students receiving state aid
31%
Average State Grant Aid Per Year
$1,978
Students receiving federal aid
26%
Average Federal Grant Aid Per Year
$4,794
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
$2,089,182
Total Non-Need-Based Scholarships/Grants
$8,264,374

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
68%
Average Loan Amount Per Year
$7,603
Students receiving federal loans
67%
Average Federal Loans Per Year
$5,368
Average Other Loans Per Year
$14,055
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$17,928
Loan Default Rate
7%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$262

What Students Are Saying

3.60 Average Rating
A really good value for a Business Administration Baccalaureate.
Justin from Arlington, MA
UMASS Lowell is one of the top engineering schools around. And its inexpensive. I couldn't be happier with the choice I made going here. It is worth every penny.
Kyle from Marlborough, MA
I came from Embry-Riddle in Daytona Beach Florida to UMass Lowell, due mainly to the significantly lower cost. But what I found was, not only is UMass Lowell cheaper, but I was getting a much better education! Embry-Riddle was 60 grand a year, UMass Lowell is around 16 Grand a year. I will get my entire degree in little over the cost of one year at a private institution!
Ross from Merrimack, NH
Don't let anyone say that state school is the cheap, easy version of college. UMass Lowell pushes students to their fullest abilities, just like any private college.
Jessica from Bradford, MA
UML has a great reputation as a state school and the grads get good jobs! The professors are very connected to the working world and know how to direct the students towards job placement. That says it all to me!
Jonathan from Topsfield, MA
I was accepted into UMass Amherst (too big), Northeastern (too expensive) and Clark (too odd/boring). I accepted the invitation to UMass Lowell with a great scholarship. I intend on going to grad school so spending $200,000 on an undergraduate degree was just stupid. I will now be able to attend grad school and not owe a fortune in school loans.
Surprisingly Happy Student
Tuition is affordable and financial aid is generous.
Jordyn from Salem, NH
Price is excellent for the education we are getting. Labs and classrooms are modern and professors are very helpful.
Isabella from Milford, MA