University of St Thomas
Saint Paul, MN, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$30,503
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$24,394
$30k - $48k
$22,247
$48k - $75k
$26,266
$75k - $110k
$30,731
$110k+
$33,960
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$42,736
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$42,736
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$10,412
Books and Supplies
$1,000
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: [email protected]

Aid & Grants

0
100
88%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
17%
Average Aid Per Year
$21,274
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
17%
Average Federal Grant Aid Per Year
$4,672
Average Institution Grant Aid Per Year
$19,407
Students receiving state aid
24%
Average State Grant Aid Per Year
$4,857
Students receiving federal aid
17%
Average Federal Grant Aid Per Year
$4,672
Average Grant & Scholarship By Family Income
Income
Average Amount
< $30k
$28,192
$30k - $48k
$30,339
$48k - $75k
$26,320
$75k - $110k
$21,855
$110k+
$18,626
Total Non-Need-Based Scholarships/Grants
$23,143,639

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
58%
Average Loan Amount Per Year
$11,457
Students receiving federal loans
57%
Average Federal Loans Per Year
$5,745
Average Other Loans Per Year
$5,800
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$21,500
Loan Default Rate
4%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$266

What Students Are Saying

4.12 Average Rating
The price tag for St. Thomas is quite hefty, but it's definitely worth the money. From the helpfulness of the professors, the numerous activities going on every day, and all the other opportunities presented to the students here, the money put in goes to a great education and a great experience! St Thomas is bursting with opportunities. You won't be disappointed!
Kale from Deerwood, MN
I think the sticker price on a St. Thomas education shocks a lot of people and really turns them off to considering this school as a possibility for their post secondary education. Let me be one of the many people to tell you how worth it the money actually is. I know many friends who attend large public schools where their Calculus classes may have 100-200 people in them; my Calculus class had under 20 people in it and gave us great opportunity for individual attention and time to work on the problems that were struggling with versus having to run through lessons to finish the syllabus by the end of the semester. I also think it's great that the money we invest into this school goes to pay for tutors for all students in every subject here at St. Thomas, it's a great resource that I have used for many classes. The money is also providing students with 'extra perks' you wouldn't find at a public school such as free shuttles to downtown Minneapolis or $10 dinners at Fogo de Chao.
Because it is a private school the cost is higher than public colleges but the small class size and other amenities make it well worth the cost. UST alumni are actively involved with students on campus providing internships and opportunities for other Tommies.
Emily from Osceola, WI
Scholarships and financial aid packages help make St. Thomas affordable. The amount I've learned from my classes and the preparation I've been given for my future career greatly outweigh any cost issues.
Molly from St. Paul, MN
It is an expensive school, but what college isn't? It is challenging, interesting, and fun. Students learn so much from professors, make new friends, and have wonderful opportunities.
freshman at UST
St. Thomas may appear to be very expensive from the sticker price, but there are many scholarships available through the school. Also, by going to sporting events and other activities, you can get free UST gear (mittens at a swim meet, a hat at a hockey game...) by just attending.
Amanda from Onamia, MN
The University of St. Thomas is an expensive school, but they strive to make it affordable to their students. After getting accepted, they will send you a letter telling you how much of a scholarship they will give to you. There is no need to fill out another form. There are many opportunities to get free stuff, including t-shirts, Snuggies, and free or reduced tickets for shows and concerts.

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