September 18, 2018

If school was free, I’d never stop going. I happily declare that. Unfortunately, the cost of an undergraduate education is on the rise and decoding...

September 18, 2018

Listen very closely, Cappexians: scholarships can make higher education attainable. I want you to repeat that a couple dozen times to yourself while you scroll...

September 18, 2018

Most students apply for admission to ten or fewer colleges and universities. But some students feel the need to apply for more. Perhaps they are worried...

September 18, 2018

There are many scholarships for students who had cancer and for children of parents who had cancer. There are even scholarships for students who are...

September 18, 2018

College and university scholarships are a convenient way to pay for an undergraduate degree, but many students are confused about how the whole process works....

September 18, 2018

Are you going to pay too much for an undergraduate degree? Here are danger signs that you might be heading in that direction.

Parents send...

September 18, 2018

The Free Application for Federal Student Aid (FAFSA) asks whether an applicant has received a bachelor’s degree because some forms of financial aid only are...

September 18, 2018

If the price of an undergraduate degree is freaking you out, here is one of the very best things that you can do to save...

September 18, 2018

The Free Application for Federal Student Aid (FAFSA) is based on income and tax information from the prior-prior year federal income tax return, current asset...

September 18, 2018

One of the biggest mistakes you can make when heading off to college is not tapping into the big wide world of scholarships out there....

September 17, 2018

Some scholarships are specialized or celebrate the varying studies or traits of students. The list below highlights a few of the most unique ones offered...

September 17, 2018

You should file the Free Application for Federal Student Aid (FAFSA) as soon as it becomes available October 1. The FAFSA has a 21-month application...

September 17, 2018

Public Service Loan Forgiveness and other loan forgiveness programs are complicated, so there are many ways in which a borrower can lose eligibility for loan...

September 17, 2018

report from the U.S. Government Accountability Office found that 35% of undergraduate students transferred to a new school from 2004 to 2009. The report...

September 17, 2018

To shrink the cost of an undergraduate degree, you need to know about the main sources of free money. You can trace the biggest pot...

September 17, 2018

Low-income and underrepresented students experience the hardest setbacks when it comes to affording a bachelor’s degree. Here are 13 ways that these students can make it...

September 17, 2018

Each year, the Free Application for Federal Student Aid (FAFSA) uses a different set of colors. Ever wonder why? Read on as we reveal the...

September 17, 2018

Many schools, especially those in smaller conferences, allow students to try out for athletic teams in a process called walking on. Walk-on tryouts demand a lot of time...

September 17, 2018

Sometimes, simple financial aid mistakes can cost you money. What you do, or don’t do, when filling out financial aid forms can cause you to...

September 17, 2018

After your first year of living on campus, you’ll have plenty of options for new living spaces like Greek housing, fancy dorms and off-campus housing....

September 17, 2018

Living in a dorm is a part of the quintessential campus experience, but movies and television shows have perpetuated a few misconceptions about dorm life....

September 17, 2018

Winter break are made of a few wonderful weeks of rest, catching up with family and meeting up with friends. Still, there’s plenty of preparation to...

September 17, 2018

Finals week is nearly here and the prospect of spring break is the only thing motivating you to study. Yet a new problem dawns on...

September 14, 2018

Just thinking about earning an undergraduate degree can be stressful. It’s also common to worry about getting into a college or university, paying for it...

September 14, 2018

Students spent an estimated $470 million on application fees for undergraduate admissions in 2015, based on data from Integrated Postsecondary Education Data System (IPEDS). The...

September 13, 2018

Deciding which fraternity or sorority chapter to rush can be just as difficult as deciding to join Greek life in the first place. Going Greek can be...

September 13, 2018

Many students expect to graduate from a college or university in four years, but, for a majority of students, that’s not the case. Did you...

September 13, 2018

Which of the following groups enjoys the greatest undergraduate admission advantage?

  1. Minority students
  2. Middle-income students
  3. Upper-class students

If you picked choice number three, then you...

September 13, 2018

Students who are single parents are much less likely to graduate than other undergraduate students. They also graduate with more student debt. Yet there are several...

September 13, 2018

When deciding which colleges and universities to apply to, it takes more than comparing each institution’s price to find the right pick. There are several...

September 13, 2018

Preparing for the ACT and SAT takes months. Students read and take practice tests, go to SAT prep classes and sometimes hire tutors to walk them through the process. For...

September 13, 2018

The sooner you decide on a major, the sooner you can land internships and ready yourself for a job by the time you graduate from a...

September 13, 2018

Whether you’re an incoming freshman looking to make some extra spending money or a rising high school junior hoping to get some experience in a...

September 13, 2018

Colleges and universities host several free services that often are overlooked by students. These services can come in handy countless times throughout your time on...

September 11, 2018

This table lists all prepaid tuition plans. 11 of the prepaid tuition plans are closed, while 13 prepaid tuition plans, including the Private College 529...

September 11, 2018

Understanding the world of college financial aid can be difficult. To make the process easier, here are answers to some of the most common questions...

September 11, 2018

Earnings in a 529 college savings plan can ensure that all collegiate expenses will be covered. Additionally, earnings grow federal tax-free and will not be...

September 11, 2018

Student loans are expensive. On average, every $1 you borrow will cost about $2 by the time you repay the debt, given the typical mix...

September 11, 2018

Scholarship scams are a form of fraud where the scam promises to provide college scholarships. Most scholarship scams seek to get students and their families...

September 11, 2018

The Federal Consolidation Loan combines multiple Federal Education Loans into a single loan, simplifying the repayment process. Read on for everything you need to know...

September 11, 2018

Student loans are among the largest sources of consumer debt, second only to home mortgages. Therefore, mistakes involving student loans can have some of the...

September 11, 2018

The borrower of a Federal PLUS loan must not have an adverse credit history. Learn how you can address an unfavorable credit history with extenuating...

September 10, 2018

Even though it can take several decades to repay student loans, many students don’t know how much they borrowed. Most don’t know how much money they...

September 10, 2018

Student loan fees are charged as a percentage of the amount borrowed. Fees on student loans usually are deducted from the disbursements and not paid...

September 10, 2018

Zombie student loans are old student loans that someone is demanding you pay, even though you already paid off the student loans in full, the...

September 10, 2018

Before applying for a student loan, consider the pros and cons of private student loans. Read below for an in-depth look at the reasons to consider...

September 10, 2018

The U.S. Bankruptcy Code provides an exception to discharge of federal and private student loans at 11 USC 523(a)(8).

The statutory language that establishes...

September 10, 2018

The Rhode Island Student Loan Authority (RISLA) provides private student loans for undergraduate and graduate students and private parent loans for parents of undergraduate students....

September 10, 2018

Raise Loans provides private student loans for undergraduate and graduate students. Raise loans are made by Cognition Lending Corporation, formerly known as First Marblehead.

Highlights:...

September 10, 2018

Student Loan Finance Corporation (SLFC) provides iHELP private student loans for undergraduate and graduate students through community banks.

Highlights:

  • Competitive variable interest rates with no...
September 10, 2018

Connext provides private student loans for undergraduate and graduate students.

Highlights:

  • Choice of fixed and variable interest rates
  • No application or origination fees
  • High cumulative...
September 10, 2018

College Ave provides private student loans for undergraduate and graduate students and private parent loans for parents of undergraduate students.

Highlights:

  • Competitive fixed and variable...
September 10, 2018

There are many different types of student loans available. The main distinction is between federal education loans and non-federal education loans. Non-federal education loans include...

September 10, 2018

Many lenders offer private student loans, from banks and credit unions to other financial institutions. So how do you choose a private student loan from the...

September 10, 2018

Most community college students who would like to obtain a bachelor’s degree never do. Only 14% of students who start at a community college end up transferring and earning...

September 10, 2018

Every year, millions of students begin their college journey at community colleges. Did you know that 40% of undergraduate students get their start at a...

September 10, 2018

Student loan eligibility depends on the type of student loan. Federal and private student loans have different eligibility criteria. Read on for more information about...

September 7, 2018

It is cheaper to save than to borrow, but many parents do not save for their child’s college education. Even among the parents who do...

September 7, 2018

Are you going to be charged more for college tuition than you anticipated? Differential tuition, also known as tiered tuition, is a hidden college cost...

September 7, 2018

Most students find that their financial aid package falls short of covering all costs. This is partly because financial aid formulas provide a harsh assessment...

September 7, 2018

Employer-Paid Tuition Assistance

Amount

$5,250

Eligible Expenses

Tuition, Fees, Course Materials

Eligible Students

No restrictions

Number of Years

Unlimited

Income Phase-outs

None

Up to $5,250...

September 6, 2018

College life comes with a lot of changes; more responsibility, a rigorous academic schedule and a host of new opportunities. One of the most significant, though,...

September 6, 2018

If you must work during the summer, try finding a part-time job that fits your schedule and demands. Remember, when applying for a job, think...

September 6, 2018

A net price lock can contribute to an increase in college graduation rates and a decrease in student debt. Tuition locks, also known as level...

September 6, 2018

About 100 U.S. colleges and universities provide need-blind admissions for U.S. students. But some colleges that offer need-blind admissions do not meet the full demonstrated...

September 6, 2018

International students often want to know which U.S. colleges and universities charge the lowest tuition. This list of 82 low-cost, four-year U.S. colleges and universities...

September 6, 2018

There are many reasons why borrowers might want to reduce their student loan payments. Some of the more common reasons include saving money, dealing with...

September 6, 2018

Attending a four-year college or university to obtain a bachelor’s degree costs thousands of dollars. So students should consider the free services their potential schools...

September 6, 2018

Gifts from a donor to a recipient might be subject to gift taxes, which are paid by the donor. Gifts to the donor’s spouse are...

September 5, 2018

Amount

$2,500 tax credit per student

(100% first $2,000, 25% second $2,000)

40% refundable (up to $1,000)

Eligible Expenses

Tuition, Fees, Course Materials

Eligible Students...

September 5, 2018

When you are analyzing a financial aid award letter, here is a critically important question that you absolutely must answer: is this award good enough?...

September 5, 2018

For many borrowers, the best income-driven repayment plan is the one with the lowest monthly loan payments. But with four different options, figuring out which has...

September 5, 2018

Well-honed skills and hobbies are a viable way to earn scholarships. If you play an instrument, take a look and see which scholarships you might...

September 5, 2018

It is important to evaluate affordability when considering which offer of admission to accept. Financial aid award letters can be confusing, so make sure you...

September 5, 2018

The scholarship search doesn’t need to stop once you begin your undergraduate studies. Scholarship money still is available to you in college. Plus, some scholarship...

September 5, 2018

Knowing how to appeal merit scholarships and need-based financial aid awards could ultimately save you thousands of dollars. Here are 10 things that you need...

September 5, 2018

You will be able to apply for a visa after you have been admitted to a college or university and accepted the offer of admission....

September 4, 2018

 

The Simplified Needs Test and Auto Zero EFC are simplified versions of the Free Application for Federal Student Aid (FAFSA) that are available to...

September 4, 2018

 

Students and parents often wonder why the Free Application for Federal Student Aid (FAFSA) includes certain questions. But even the strangest questions are on...

September 4, 2018

Finding a scholarship isn’t always a clear-cut process. Certain roadblocks can make you think you are not eligible for awards. But don't let scholarship myths...

August 31, 2018

 

There are several ways of increasing eligibility for financial aid on the Free Application for Federal Student Aid (FAFSA).

Tips About Income on the...

August 31, 2018

 

The parent contribution on the Free Application for Federal Student Aid (FAFSA) is divided by the number of children in college. The number of...

August 31, 2018

 

Social Security Numbers are prone to error, especially if a student does not have a copy of his or her Social Security card when...

August 31, 2018

 

Paying for your gap year doesn’t have to be a challenge. You can take this time time to explore hobbies, volunteer or travel the world. You...

August 31, 2018

 

Each state has different residency requirements for a student to be eligible for state grants and in-state tuition. The state of legal residence also...

August 31, 2018

 

If a student is a dependent student, the Free Application for Federal Student Aid (FAFSA) must be completed by one of the student’s legal...

August 31, 2018

 

The marital status of a student and their parents can affect the granted amount of need-based financial aid. Also, be careful to correctly answer...

August 31, 2018

 

A couple in a common-law marriage is considered married on the Free Application for Federal Student Aid (FAFSA), even if the couple moves to...

August 30, 2018

 

Students who have been convicted of the sale or possession of illegal drugs while receiving federal student aid can have their eligibility for federal...

August 30, 2018

 

Undocumented students are not eligible for U.S. federal student aid, but are sometimes eligible for state and institutional financial aid. Students who are U.S. citizens or...

August 30, 2018

 

College financial aid administrators can change a student’s dependency status from dependent to independent through a dependency override on a case-by-case basis. This can...

August 30, 2018

 

Beyond tuition, books, room and board, a student living on campus while attending a four-year public school will still spend about $3,270 on expenses...

August 30, 2018

 

Veterans and members of the U.S. Armed Forces have access to the same deferment, forbearance and repayment options as other student loan borrowers, plus...

August 30, 2018

 

There are several options for filing a complaint about your student loans, lenders and servicers. Start by gathering information about your student loans and...

August 30, 2018

 

There are several options for filing a complaint about your student loans, lenders and servicers. Start by gathering information about your student loans and...

August 30, 2018

 

Before setting foot on campus, there are often application fees. Check these best practices to make sure you’re getting the most out of the...

August 30, 2018

 

You graduated from college with student loan debt and you want to pay it off as quickly as possible. These tips will help you...

August 30, 2018

 

Covering the cost of college means some students work when they’re on campus. Balancing classwork and a job can be tough, but it’s not impossible....

August 30, 2018

 

Borrowers can make extra payments on the student loans they took out for college. Prepayment can reduce the interest paid over the life of...

August 30, 2018

 

Federal and state government employees and members of the U.S. Armed Forces may be eligible for government-sponsored student loan repayment assistance programs (LRAP). This...