You might think you know what the FAFSA’s EFC means, but do you? When you file the Free Application for Federal Student Aid (FAFSA), your income, asset...
The Free Application for Federal Student Aid (FAFSA) asks whether an applicant has received a bachelor’s degree because some forms of financial aid only are...
The Free Application for Federal Student Aid (FAFSA) is based on income and tax information from the prior-prior year federal income tax return, current asset...
Public Service Loan Forgiveness and other loan forgiveness programs are complicated, so there are many ways in which a borrower can lose eligibility for loan...
Students who are single parents are much less likely to graduate than other undergraduate students. They also graduate with more student debt. Yet there are several...
When deciding which colleges and universities to apply to, it takes more than comparing each institution’s price to find the right pick. There are several...
There’s plenty to be done while you’re finishing your senior year of high school. So procrastinating the undergraduate application process can throw a wrench into...
The Federal Consolidation Loan combines multiple Federal Education Loans into a single loan, simplifying the repayment process. Read on for everything you need to...
Student loans are among the largest sources of consumer debt, second only to home mortgages. Therefore, mistakes involving student loans can have some of...
The Rhode Island Student Loan Authority (RISLA) provides private student loans for undergraduate and graduate students and private parent loans for parents of undergraduate...
Raise Loans provides private student loans for undergraduate and graduate students. Raise loans are made by Cognition Lending Corporation, formerly known as First Marblehead...
There are many different types of student loans available. The main distinction is between federal education loans and non-federal education loans. Non-federal education loans...
Many lenders offer private student loans, from banks and credit unions to other financial institutions. So how do you choose a private student loan from...
Student loan eligibility depends on the type of student loan. Federal and private student loans have different eligibility criteria. Read on for more information...
Are you going to be charged more for college tuition than you anticipated? Differential tuition, also known as tiered tuition, is a hidden college cost...
About 100 U.S. colleges and universities provide need-blind admissions for U.S. students. But some colleges that offer need-blind admissions do not meet the full...
International students often want to know which U.S. colleges and universities charge the lowest tuition. This list of 82 low-cost, four-year U.S. colleges and...
There are many reasons why borrowers might want to reduce their student loan payments. Some of the more common reasons include saving money, dealing...
This is the time of year when plenty of super-achieving high school seniors are agonizing about their choices. Their parents are just as frazzled as...
When you are analyzing a financial aid award letter, here is a critically important question that you absolutely must answer: is this award good enough...
For many borrowers, the best income-driven repayment plan is the one with the lowest monthly loan payments. But with four different options, figuring out...
It is important to evaluate affordability when considering which offer of admission to accept. Financial aid award letters can be confusing, so make sure...
Students and parents often wonder why the Free Application for Federal Student Aid (FAFSA) includes certain questions. But even the strangest questions are on...
Finding a scholarship isn’t always a clear-cut process. Certain roadblocks can make you think you are not eligible for awards. But don't let scholarship myths...
Students who have been convicted of the sale or possession of illegal drugs while receiving federal student aid can have their eligibility for federal...
Undocumented students are not eligible for U.S. federal student aid, but are sometimes eligible for state and institutional financial aid. Students who are U.S. citizens or...
Beyond tuition, books, room and board, a student living on campus while attending a four-year public school will still spend about $3,270 on expenses...
Veterans and members of the U.S. Armed Forces have access to the same deferment, forbearance and repayment options as other student loan borrowers, plus...
There are several options for filing a complaint about your student loans, lenders and servicers. Start by gathering information about your student loans and...
There are several options for filing a complaint about your student loans, lenders and servicers. Start by gathering information about your student loans and...
Federal and state government employees and members of the U.S. Armed Forces may be eligible for government-sponsored student loan repayment assistance programs (LRAP). This...
It’s hard to get more popular than UCLA. In the last admission season, the state university in California attracted 92,698 applications. Here’s one way to...
How colleges hand out money can seem perplexing, but if you understand what motivates colleges and appreciate that they are indeed businesses, you will understand...
Borrowers who are struggling to repay their student loans have potential for both short-term and long-term financial difficulty. Solutions for short-term financial difficulty, such...
You can’t simply declare bankruptcy and watch student loans disappear. Student loans are not automatically included in a bankruptcy proceeding. Instead, the borrower must...
Student loans are confusing; repayment plans, forgiveness and deferral can spark anxiety in even the most financially-savvy grads. So let's dive right in: there...
Graduating college is a big accomplishment to be proud of, yet there's still work to be done if you used student loans. After you receive your diploma...
Most scholarships require more than just a simple application. You may be asked to complete a number of additional requirements, such as an essay, a...
New college graduates hear a lot about student loan discharge and cancellation and it's an appealing idea. After all, who wouldn't want permission to not...
With school, extracurriculars, your part-time job and sports, it’s tempting to wait until the last minute and submit your scholarship applications. But before you do, ask for...
Student loan scams have become much more common over the past few years. Federal and state consumer protection agencies are starting to take action against...
The difference between subsidized and unsubsidized student loans depends mainly on who pays the interest on the loans during the in-school and grace periods.
Student and parent assets can affect the student’s chances of getting grants and other need-based financial aid. There are, however, several steps you can...
There are a lot of misconceptions and myths surrounding financial aid and the FAFSA, and we understand why. It certainly can be confusing! Unfortunately, certain...