Harding University
Searcy, AR, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$19,563
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$13,442
$30k - $48k
$15,576
$48k - $75k
$18,208
$75k - $110k
$21,566
$110k+
$21,911
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$20,530
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state’s or institution’s residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$20,530
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$7,170
Books and Supplies
$1,200
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: [email protected]

Aid & Grants

0
100
78%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
25%
Average Aid Per Year
$10,288
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
25%
Average Federal Grant Aid Per Year
$4,448
Average Institution Grant Aid Per Year
$8,783
Students receiving state aid
25%
Average State Grant Aid Per Year
$1,674
Students receiving federal aid
25%
Average Federal Grant Aid Per Year
$4,448
Average Grant & Scholarship By Family Income
Income
Average Amount
< $30k
$15,032
$30k - $48k
$14,385
$48k - $75k
$11,731
$75k - $110k
$8,325
$110k+
$7,477
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
$20,973,950
Total Non-Need-Based Scholarships/Grants
$13,396,299

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
59%
Average Loan Amount Per Year
$7,378
Students receiving federal loans
58%
Average Federal Loans Per Year
$6,574
Average Other Loans Per Year
$12,547
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$20,500
Loan Default Rate
3%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$270

What Students Are Saying

3.75 Average Rating
The expense for Harding is completely worth the cost. The knowledge and life skills they equip you with will last a life time. The knowledge you gain about the Bible will be with you as long as you live. Harding takes so much time and effort to make sure that we are comfortable and having a great time year round.
Kristin from Miami, FL
The school is expensive but I would never leave it.
Katherine from Carrollton, TX
I guess you could say that Harding is a little expensive, but hey, it's college, and quite a good one. Although, that's probably why we're all looking for scholarships.. But either way, Harding is worth it. The dorms are nice, and the one I'm in has just been renovated! The food in the student center and the cafeteria are good too, at least I like the food! But others seem to too. Although every now and then you come across a problem, but Harding will do its best to fix it.
Noelani from Manchester, NH
I feel like they're very fair for a private school. All the other Christian private schools I've looked into are $15,000 + a year after scholarships and grants (this coming from a girl who's EFC was 0 and thought the government would give her enough money to cover everything. NOPE!) but Harding is $8,000 for the first year with those of an EFC of 0. It goes up the more EFC you have, and each year you are here it costs more especially if you don't keep your GPA at a 3.5. I'm paying $9,500 this year, and I'm having to take loans but I promise it's worth it. Be sure to bring bags of quarters though...because the washers and dryers cost extra.
Brittany from Olive Branch, MS
Overall, Harding is a great school. It is expensive, and there are things that they could improve on, but Harding has great teachers, nice facilities, and is an overall positive campus to be on.
Janice from Bartlesville, OK
Harding is probably one of the most inexpensive private schools in the country and it is a great school.
Rachael from Salem, OR
As much as I've enjoyed my first 2 years at Harding, it is definitely EXPENSIVE. It is a private college, so it is definitely something to either save up for or get a good amount of scholarships for.
Kaitlyn from Searcy, AR

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